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ISSN: 2344 - 102X

ISSN-L: 2344 - 102X


Article from Volume 8, Number 3, Year 2020

Author(s): Anisoara Niculina Apetri, Diana Tira
DOI: 104316/EJAFB.2020.8311
Abstract: Digitalization has already influenced many industries, including the banking industry. Thus, there is an urgent need to research the implications of digitalization on the banking industry, which is constantly dynamic and dependent on IT technologies. Digitalization changes the classic banking, causing the reconfiguration of the territorial networks of credit institutions, in a situation in which the population will be more and more open to new technologies. As a result, the present research has as a pillar for research the quantitative analysis of the implications of digitalization on the current banking industry in the European Union.
Keywords: Banking System, Classic Banking, DESI Index, Digitalisation
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