EUROPEAN JOURNAL OF ACCOUNTING, FINANCE & BUSINESS

Motto: Show the world how you think!

Current Issue

The current issue of the journal read...

Authors' guidelines

All you need to know in order to publish in our journal read...

Submission

Here you can submit your paper continue...

Contact

Contact us here...

 

ISSN: 2344 - 102X

ISSN-L: 2344 - 102X



 

Article from Volume 8, Number 3, Year 2020

DIGITALISATION OF THE BANKING SYSTEM AT EU LEVEL - QUANTITATIVE APPROACHES
Download
Author(s): Anisoara Niculina Apetri, Diana Tira
DOI: 104316/EJAFB.2020.8311
Abstract: Digitalization has already influenced many industries, including the banking industry. Thus, there is an urgent need to research the implications of digitalization on the banking industry, which is constantly dynamic and dependent on IT technologies. Digitalization changes the classic banking, causing the reconfiguration of the territorial networks of credit institutions, in a situation in which the population will be more and more open to new technologies. As a result, the present research has as a pillar for research the quantitative analysis of the implications of digitalization on the current banking industry in the European Union.
Keywords: Banking System, Classic Banking, DESI Index, Digitalisation
References:
1. Apetri, A.N., Mihalciuc, C.M. & Guliciuc, R. (2019). Industria Fintech Si Sistemul Financiar Bancar. Universitatii Stefan Cel Mare, Suceava. Romania
2. Baciu, A. (2018). Vom Investi în Servicii ?i Procese Moderne Facilitate Digital, Sergiu Manea, ?eful BCR. Retrieved August 10, 2020 From Https://www.zf.ro/banci-si-asigurari/sergiu-manea-seful-bcr-vom-investi-in-servicii-si-procese-moderne-facilitate-digital-17057735
3. Ciutacu, A., Botea, R. & Baciu, A. (2019). ZF Bankers Summit’19. Cum Va Ar?ta Banca Viitorului în România? B?ncile Trebuie S? Accelereze Schimbarea Intern? ?i S? Serveasc? Vitez?, Deoarece Clien?ii Vor Servicii Digitale Extrem De Rapide, Retrieved August 10, 2020 Fromhttps://www.zf.ro/special/zf-bankers-summit-19-cum-va-arata-banca-viitorului-in-romania-bancile-trebuie-sa-accelereze-schimbareainterna-si-sa-serveasca-viteza-deoarece-clientii-vor-servicii-digitale-extrem-de-rapide-1821627 3
4. EBF, Retrieved August 10, 2020 From Https://www.ebf.eu/facts-and-figures/structure-and-economic-contribution-of-the-banking-sector/
5. EC, Digital Single Market: Broadband And E-communications. Retrieved August 10, 2020 From Https://ec.europa.eu/info/sites/info/files/european-semester_thematic-factsheet_digital-single-market-broadband_en.pdf,
6. EC, Raport Rezilien?? Digital?, Retrieved August 10, 2020 From Https://ec.europa.eu/romania/news/20200611_raport_rezilienta_digitala_ro.pdf.
7. Enria, A. (2019). A Binary Future? How Digitalization Might Change Banking. Retrieved August 10, 2020 From Https://www.bankingsupervision.europa.eu/press/speeches/date/2019/html/ssm.sp190311~2af7fb032e.en.html
8. Hakkarainen, P. (2018). The Digitalization Of Banking - Supervisory Implications. Retrieved August10, 2020 From Https://www.bankingsupervision.europa.eu/press/speeches/date/2018/html/ssm.sp180606.en.html
9. Hornuf, L., Klus, M. F., Lohwasser, T. S. & Schwienbacher, A. (2018). How Do Banks Interact With Fintechs? Form Of Alliances And Their Impact On Bank Value, Available Athttps://papers.ssrn.com/sol3/papers.cfm?abstract_id=3252318
10. Khurana, A. (2019). Digitalization In Banking: Convenience Versus Security Threat, Available Athttps://papers.ssrn.com/sol3/papers.cfm?abstract_id=3358058
11. Moro?an, G. (2017). Aspecte Ale Digitaliz?rii Activit??ii în Sistemul Bancar Din România. European Journal Of Accounting Finance And Business. Available At Http://accounting-management.ro/index.php?pag=showcontent&issue=23&year=2020
12. Medrega, C. (2018). B?ncile, (prinse) între Tradi?ional ?i Digital. Retrieved August 10, 2020 Fromhttps://www.businessmagazin.ro/analize/servicii-financiare/bancile-prinse-intre-traditional-si-digital-17724780
13. Preda, B. (2018). Banking-ul ?i Angaja?ii S?i în Era Digital. Retrieved August 10, 2020 From Https://www.arb.ro/wp-content/uploads/FSFDEditia-1-2018-Bogdan-Preda-CPBR.pdf
14. Sbarcea, I. R. (2019). Banks Digitalization - A Challenge For The Romanian Banking Sector. Retrieved August 10, 2020 From Https://content.sciendo.com/view/journals/sbe/14/1/article-p221.xml
15. Schirmer, I., Schmidt, J. & Drews, P. (2017). Digitalization Of The Banking Industry: A Multiple Stakeholder Analysis. Retrieved August 10, 2020 From Https://aisel.aisnet.org/amcis2017/StrategicIT/Presentations/27/
 
Back to journal ...

 
     
     
Copyright LP/DET 2023